What Are ‘Virtual’ Credit Cards?


In this tech-insight, we take a look at the world of virtual cards, who offers them, their benefits, and other secure payment alternatives.

What Are Virtual Credit Card Numbers? 

Virtual credit cards and their card numbers (as the name suggests) only exist in the virtual world, e.g. in an app on your phone, and are temporary, randomly generated 16-digit numbers that are associated with an existing credit card account (it masks the real card number). The number is unique for each transaction for a limited time. Just as they can be quickly generated and immediately and customised after their initial use, they can also be immediately revoked if necessary (handy for security). 

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