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The UK’s £100 contactless card payment limit is set to be lifted from March 2026, after the financial regulator confirmed it will remove the fixed cap and give banks greater freedom to decide how contactless payments are handled.
Not Forced To Do It Immediately
The change, announced by the Financial Conduct Authority (FCA), does not force banks to raise limits immediately, but opens the door for higher or unlimited contactless payments where firms believe the fraud risk is low.
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